Answer the questions a lender actually asks. The scorecard grades the deal, not you: leverage, experience, credit, and timing, scored 0 to 100, with what is helping and what is hurting. The math runs in your browser.
Rough numbers are fine. The score updates as you go.
A planning screen, not a decision. Scores use indicative program terms as of Jul 12, 2026; actual leverage, rate, and pricing depend on the property, the borrower entity, and underwriting. No credit pull happens here.
Five inputs drive the score: how the deal is leveraged (up to 35 points), your track record (25), credit (20), timing (12), and whether the numbers are complete (8). Rental deals score the coverage ratio instead of cost basis.
It is not a credit decision, an approval, or a rate lock. It is the same first-pass screen we run when a deal lands, so you know where you stand before you spend time on a scenario review.
Whatever the score says, the answer is the same: submit the deal. Weak scores get honest feedback and a path; strong ones get a written term sheet within 24 business hours.