Acquire, renovate, hold, build. Every program underwrites the asset first, funds fast, and publishes its indicative rates. Numbers below are current as of July 12, 2026.
Purchase plus rehab financing for value-add residential projects. Draws are released against completed work, fast enough to keep your crew on site, and experienced investors can qualify for 0% down payment (closing costs still apply).*
Short-term capital to grab a deal now and refinance or sell on your timeline, not the bank's. Ideal for auction purchases, quick-close sellers, and repositioning a property before a permanent exit.
Long-term financing for buy-and-hold investors, and the built-in refinance exit for your BRRRR deals. Qualify on the property's rental income rather than your personal W-2. Available for 1–4 units, 5–9 units, mixed-use, and commercial properties.
Ground-up financing for builders and investor-developers, first-time builders welcome. Lot acquisition plus vertical construction with a staged draw schedule, so trades get paid and the build keeps moving.
Indicative ranges for business-purpose loans to entities, current as of July 12, 2026. Not rate locks or a commitment to lend. Your exact rate, points, and leverage depend on the property, your experience, credit, and the deal as underwritten.
No. Term sheets are issued from deal details alone. A soft credit review happens later in underwriting, and credit challenges rarely kill an asset-strong deal.
Property address, purchase price, rehab budget (if any), your exit strategy, and a rough timeline. A three-minute scenario review covers it.
Yes. 100% financing of purchase and rehab (you still cover closing costs) is available to investors who have completed 5 or more properties within the last 3 years in the same state as the subject property, and at least 10 total exits in any state within the last 3 years. Ask when you submit your deal and we will tell you straight whether your deal fits.
Yes, on fix & flip and bridge programs. Down payment on your first deal generally starts around 10% and drops as your track record grows.
Yes, in fact we require it. All loans are business-purpose loans made to entities such as LLCs or corporations.
Business-purpose loans nationwide. Send us your property address and we will confirm coverage fast. See where we lend.
Written term sheet within 24 business hours. No cost, no obligation, no credit pull to start.
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