Where We Lend

Business-purpose loans in all 50 states.

Coast to coast, one term sheet process. Send the property address and the loan type, and we confirm your market and program the same hour.

Nationwide

All 50 states

Fix & flip, bridge, BRRRR, DSCR, and new construction. One team, one process, wherever the property is.

See the loan programs
Property Types

1–4, 5–9, mixed-use, commercial

Residential 1–4 unit, 5–9 unit, mixed-use, and commercial properties, financed on DSCR rental loans.

Rental / DSCR details
Confirm Fast

Coverage in the hour

Send the address and loan type; we confirm your market and program the same hour, before you spend time on numbers.

Send your address
How We Fund It

How we lend coast to coast

I Am Lender lends two ways. In select markets we lend directly from our own balance sheet: in-house underwriting and our own capital at the closing table. Everywhere else, we originate through established capital partners, which is how our four programs reach investors in all 50 states.

Either way, you work with one team from scenario review to payoff. Your term sheet, your draws, and your questions all come back to I Am Lender, and the numbers on the term sheet are the numbers you close on.

One straight answer: a small number of rural markets have limited hard-money options. Send us the address and we will tell you straight whether your deal fits, the same hour.

Ready When You Are

Got a property in our footprint?

Written term sheet within 24 business hours. No cost, no obligation, no credit pull.

Get a Term Sheet
Call Us Get a Term Sheet