How It Closes

The 14-day
close.

No mystery, no black box. Here is exactly what happens between your application and your wire, day by day, and how little of your time it takes.

Day 1Apply and get your term sheet
You

Complete the 3-minute application: property address, purchase price, rehab budget, exit plan.

Us

We underwrite the asset and issue a written term sheet within 24 hours.

Your time: 3 minutes
Day 2Sign and kick off title
You

E-sign the term sheet and send your scope of work if the deal includes rehab.

Us

We open title, order the property valuation, and assign your loan officer.

Your time: 10 minutes
Days 3–4Your file comes together
You

Upload your LLC documents and connect us with your insurance agent.

Us

We review your entity, scope of work, and exit strategy. Questions come to you the same day, not in a week.

Your time: 15 minutes
Days 5–7Valuation in progress
You

Nothing. Go find your next deal. We may coordinate property access with your agent or the seller.

Us

The valuation is completed and returned. We review it against your numbers the day it lands.

Your time: 0 minutes
Days 8–9Title clears, conditions cleared
You

Answer anything outstanding, usually a quick text or email.

Us

Title work is reviewed and all remaining underwriting conditions are cleared.

Your time: 5 minutes
Days 10–11Loan docs out
You

Review your closing figures. What you see matches your term sheet, because we do not re-trade.

Us

Final loan documents are prepared and sent to the title company.

Your time: 20 minutes
Day 12Clear to close
You

Confirm your signing appointment and wire your down payment to title.

Us

We issue clear-to-close and confirm final funding conditions with the title company.

Your time: 10 minutes
Day 13Signing day
You

Sign at the title company or with a mobile notary who comes to you.

Us

We stage the wire for funding.

Your time: 45 minutes
Day 14Funded
You

Get the keys. If there is a rehab, your draw schedule is already active.

Us

The wire lands. Your loan officer stays your point of contact through payoff.

Total time from you in two weeks: about 2 hours
Day 1 Starts Whenever You Do

Start the clock.

Get your written term sheet within 24 hours. No cost, no obligation, no credit pull.

Get a Term Sheet
Call Us Get a Term Sheet