Privacy
policy.

1. Information we collect

We collect information you give us directly and information collected automatically when you use the site.

Information you provide

When you submit our application or contact forms, request a term sheet, or generate a proof-of-funds letter, we may collect:

• Contact details — name, email address, and phone number;
• Property and deal details — such as property address, loan type, loan amount, occupancy, estimated rehab budget, market rent, timeline, and your investing experience;
• Any other information you choose to include in a message or form field.

Information collected automatically

When you visit the site, we and our service providers may automatically collect limited technical data such as your IP address, browser type, device information, pages viewed, and referring pages, through cookies and similar technologies.

2. How we use your information

We use the information we collect to:

• Respond to your inquiries and evaluate your financing request;
• Arrange, quote, and facilitate business-purpose real estate financing;
• Contact you about your request and our services by phone, email, and text;
• Operate, maintain, secure, and improve the website and our services;
• Comply with legal obligations and enforce our agreements.

3. Text messaging

If you opt in to text messages, we use your mobile number to send messages related to your inquiry and our services. Message frequency varies, and message and data rates may apply. Reply STOP to opt out at any time, or HELP for help. Consent to receive marketing texts is not a condition of obtaining any financing. Mobile phone numbers and SMS consent are not shared with third parties for their own marketing purposes.

4. How we share your information

We do not sell your personal information. We may share it with:

• Lending and financing partners — to evaluate, quote, and arrange financing for your deal;
• Service providers that operate our business on our behalf — including our customer-relationship and messaging platform (HighLevel / LeadConnector), website hosting, email (Google Workspace), and analytics providers, who are permitted to use the information only to provide services to us;
• Legal and safety recipients — when required by law, to respond to legal process, or to protect our rights, users, or the public.

5. Cookies & analytics

We use cookies and similar technologies to make the site work, remember preferences, and understand how the site is used. You can control cookies through your browser settings; disabling some cookies may affect site functionality. If we use analytics or advertising tools, they may set their own cookies subject to their privacy policies.

6. Data retention

We keep your information for as long as needed to respond to your inquiry, provide our services, and meet legal, tax, and recordkeeping requirements, after which we take reasonable steps to delete or de-identify it.

7. Security

We use reasonable administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security. Please avoid sending sensitive information (such as full Social Security numbers or bank account numbers) through unsecured channels.

8. Your choices & rights

You may:

• Opt out of marketing emails using the unsubscribe link, or texts by replying STOP;
• Request access to, correction of, or deletion of your personal information, subject to legal limits;
• Depending on your state of residence, exercise additional privacy rights under applicable law.

To make a request, contact us using the details below. We will respond consistent with applicable law.

9. Children

The site and our services are intended for adults and are not directed to individuals under 18. We do not knowingly collect personal information from children. If you believe a child has provided us information, please contact us and we will delete it.

10. Third-party links

Our site may link to third-party websites and services that we do not control. This policy does not apply to those sites, and we encourage you to review their privacy policies.

11. Changes to this policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date above. Material changes will be reflected on this page, and your continued use of the site indicates your acceptance of the updated policy.

12. Contact us

Questions or requests about your privacy? Contact us:

• Email: info@iamlender.com
• Phone: 513-328-5526