Submit for Terms | I Am Lender

Step 1 of 4

Let's start with you

First name *

Required.

Last name *

Required.

Email *

Enter a valid email address.

Phone * Best number for a callback from your loan specialist

Required.

Estimated credit score *

Select a credit score range.

Citizenship status (optional)

Financing options vary by citizenship. Sharing this helps us match programs; it never affects whether we review your deal.

Mortgage late payments in the last 12 months *

Pick the worst late on any mortgage in the last 12 months.

Select the worst late (or None).

Your investing experience

Deals completed, last 24 months * Bought, rehabbed, sold or refinanced

Required. Enter 0 if none.

Deals completed, last 36 months *

Required. Enter 0 if none.

Rentals held 12+ of the last 36 months * Buy-and-hold properties you have kept in your portfolio

Required. Enter 0 if none.

Step 2 of 4

The property

Property street address *

Required.

City *

Required.

State *

Required.

ZIP code *

Enter a valid ZIP code.

Property type *

Single-Family (SFR) 2–4 Unit Residential 5–9 Unit Residential 10–11 UnitComm. DSCR 12+ UnitFull Doc Mixed-Use Condo / Townhome Mobile / Manufactured Other

Select a property type.

Is this a purchase or a refinance? *

PurchaseA property you are buying RefinanceA property you already own

Select purchase or refinance.

Step 3 of 4

Transaction details

Target closing date *

Required.

Purchase price *

$

Required.

Down payment available *

$

Required.

Will you need rehab or construction funding? *

Yes No

Select an option.

What is your plan for this property? *

FlipRenovate and sell at ARV HoldKeep as an income property

Select flip or hold.

Original purchase date *

Required.

Current property value *

$

Your estimate is fine, no appraisal needed

Required.

Is there currently a lien on the property? *

Yes No

Select an option.

Outstanding lien balance *

$

Required when a lien exists.

Desired loan amount *

$

How much cash you want out

Required for a cash-out refinance.

Will you need rehab or construction funding as part of this refinance? *

YesBridge or rehab loan NoStandard refinance

Select an option.

Additional reserves available * Cash, retirement, brokerage, or other. Please specify the type and amount.

Required.

Step 4 of 4

Loan details

Long-term or short-term rental? *

Long-Term Rental (LTR)Annual or monthly lease Short-Term Rental (STR)Airbnb, VRBO, and similar

Select a rental type.

Annual property taxes *

$

Required.

Annual insurance *

$

Required.

Market rent, monthly *

$

Long-term basis: for STRs, enter the equivalent long-term rent, not a nightly rate

Required.

Current lease status *

Select a lease status.

Current monthly rent *

$

Required when leased.

Lease start date *

Required when leased.

Lease expiration date *

Required when leased.

Does the property have 12 months of STR operating history? *

Yes — 12 months of incomeActual trailing-12 income No — use AirDNA projectionsMarket-data estimate

Select an income basis.

STR income, trailing 12 months *

$

Total rental income the property generated over the last 12 months

Required for a short-term rental.

Prepayment penalty preference *

Select a preference.

LTV preference *

Select a preference.

Fix and flip, or ground-up construction? *

Fix & FlipRehab an existing structure Ground-Up ConstructionBuild from the ground up

Select a loan type.

Rehab / construction budget *

$

Required.

Loan term needed *

Select a term.

After-repair value (ARV) *

$

What the property will be worth once the work is complete

Required.

Finishing up

How will you hold this property?

Individual / Personal name LLC Corporation Trust

Entity name *

Required when an entity is selected.

How did you hear about us?

Anything else we should know? Timeline constraints, unique property details, other financing in place, and so on

Get your term sheet
in 24 business hours.

Deal Details

Let's start with you

The property

Transaction details

Loan details

Scenario received

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937-887-3727

info@iamlender.com