Enter the purchase, rehab, and after-repair value. The analyzer projects your profit, ROI on cash, and every cost of the hard money loan: points, closing, interest, and resale costs. Nothing is sent anywhere: the math runs in your browser.
Type your numbers. The results update as you go.
Estimates for planning only, not a quote. Assumes interest-only payments, 1.5% closing costs on the purchase, and 7% of ARV in resale costs. Rates are indicative as of Jul 12, 2026 and subject to underwriting.
The loan funds purchase plus rehab minus your down payment. Interest accrues monthly on the full balance for the hold you enter, and resale costs run 7% of ARV: agent commissions and typical seller-side closing.
Draw fees on rehab escrow, insurance and utilities during the hold, and taxes on your profit. If your market carries or sells slower than the months you entered, interest grows with it.
A clean analyzer run is a good screen, not a term sheet. Submit the deal and we will price it against the actual property: leverage, rate, points, and the rehab draw schedule.